CreditCheck
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DoCreditCheck
CCB CreditCheck Service
Test
The test form is only available for requests from the local machine.SOAP 1.1
The following is a sample SOAP 1.1 request and response. The placeholders shown need to be replaced with actual values.
POST /KlarnaAZ/CreditCheck.asmx HTTP/1.1
Host: clienttest-waf.dnb.com.au
Content-Type: text/xml; charset=utf-8
Content-Length: length
SOAPAction: "CreditCheck"
<?xml version="1.0" encoding="utf-8"?>
<soap:Envelope xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/">
<soap:Body>
<Request Version="string" SegId="string" SubscriberId="string" UserKey="string" Password="string" ProductCode="string" Country="string" EnquiryType="string" InternalReference="string" SourceType="string" UniqueCustomerReference="string" NewUniqueCustomerReference="string" UniqueCustomerTransactionReference="string" Environment="string" ConsumerId="nonNegativeInteger" ConversionErrorMessage="string" Sequence="int" BillingReference="string" Contact="string" JobId="int" BatchSubscriberId="string" DeliveryType="string" xmlns="http://www.dnb.com.au/Schema/CCB/1.0">
<ApplicationDate Year="string" Month="string" Day="string" InvalidValue="string" />
<EffectiveDate Year="string" Month="string" Day="string" InvalidValue="string" />
<Person Sex="string" IsDeceased="short" PreviousName="string">
<PersonName>
<NameTitle Value="NMTOKEN" Description="string" />
<FirstName>string</FirstName>
<OtherName>string</OtherName>
<OtherName>string</OtherName>
<AlsoKnownAs>string</AlsoKnownAs>
<Surname>string</Surname>
<UnformattedName Format="string" />
</PersonName>
<DateOfBirth>
<Date Year="string" Month="string" Day="string" InvalidValue="string" />
</DateOfBirth>
<DriversLicence DriversLicenceNumber="string" DriversLicenceVersion="string" ConsentObtainedAndPhotoConfirmed="string">
<State>string</State>
<ExpiryDate Year="string" Month="string" Day="string" InvalidValue="string" />
</DriversLicence>
<DriversLicence DriversLicenceNumber="string" DriversLicenceVersion="string" ConsentObtainedAndPhotoConfirmed="string">
<State>string</State>
<ExpiryDate Year="string" Month="string" Day="string" InvalidValue="string" />
</DriversLicence>
<Passport>
<Number>string</Number>
<Country>string</Country>
<CountryOfBirth>string</CountryOfBirth>
<SurnameAtBirth>string</SurnameAtBirth>
<SurnameAtCitizenship>string</SurnameAtCitizenship>
<PlaceOfBirth>string</PlaceOfBirth>
</Passport>
<Medicare>
<CardNumber>string</CardNumber>
<ReferenceNumber>string</ReferenceNumber>
</Medicare>
</Person>
<ContactDetails>
<AddressDetails HousingStatus="string" Current="string" PriorAddress="string" Mailing="string">
<Address>
<BuildingName2>string</BuildingName2>
<BuildingName>string</BuildingName>
<UnitNo>string</UnitNo>
<StreetNo>string</StreetNo>
<Street xsi:nil="true" />
<NonStdAddress>string</NonStdAddress>
<NonStdAddress>string</NonStdAddress>
<DependentLocality>string</DependentLocality>
<City>string</City>
<State>string</State>
<Postcode>string</Postcode>
<Country>string</Country>
</Address>
<Duration Length="nonNegativeInteger" Units="Months or Years or YYMM or UnknownFormat" />
</AddressDetails>
<AddressDetails HousingStatus="string" Current="string" PriorAddress="string" Mailing="string">
<Address>
<BuildingName2>string</BuildingName2>
<BuildingName>string</BuildingName>
<UnitNo>string</UnitNo>
<StreetNo>string</StreetNo>
<Street xsi:nil="true" />
<NonStdAddress>string</NonStdAddress>
<NonStdAddress>string</NonStdAddress>
<DependentLocality>string</DependentLocality>
<City>string</City>
<State>string</State>
<Postcode>string</Postcode>
<Country>string</Country>
</Address>
<Duration Length="nonNegativeInteger" Units="Months or Years or YYMM or UnknownFormat" />
</AddressDetails>
<HomePhone>
<Phone>
<FixedPhone xsi:nil="true" />
<Mobile>string</Mobile>
<FaxPhone xsi:nil="true" />
</Phone>
<Phone>
<FixedPhone xsi:nil="true" />
<Mobile>string</Mobile>
<FaxPhone xsi:nil="true" />
</Phone>
</HomePhone>
<WorkPhone>
<Phone>
<FixedPhone xsi:nil="true" />
<Mobile>string</Mobile>
<FaxPhone xsi:nil="true" />
</Phone>
<Phone>
<FixedPhone xsi:nil="true" />
<Mobile>string</Mobile>
<FaxPhone xsi:nil="true" />
</Phone>
</WorkPhone>
<Email>string</Email>
<Email>string</Email>
</ContactDetails>
<Employment OccupationCode="string">
<Employer>string</Employer>
<EmployerId Type="string" />
<EmployerId Type="string" />
<Duration Length="nonNegativeInteger" Units="Months or Years or YYMM or UnknownFormat" />
</Employment>
<Enquiry AccountTypeCode="string" Amount="string" CreditObligationCode="string">
<ApplicationDate Year="string" Month="string" Day="string" InvalidValue="string" />
<EnquiryDate Year="string" Month="string" Day="string" InvalidValue="string" />
</Enquiry>
<Scoring NumberOfCreditCards="string" />
<Default OriginalCreditProvider="string" CreditProvider="string" ReasonToReportCode="string" DefaultStatusCode="string" OriginalAmount="string" CurrentAmount="string" CreditObligationCode="string" AccountTypeCode="string" SkipTraceFlag="string" ThirdPartySourceCode="string" ThirdPartySourceReference="string" ActionType="string" IsCollection="boolean">
<OriginalDueDate Year="string" Month="string" Day="string" InvalidValue="string" />
<LastPaymentDate Year="string" Month="string" Day="string" InvalidValue="string" />
<DateOfDefault Year="string" Month="string" Day="string" InvalidValue="string" />
</Default>
</Request>
</soap:Body>
</soap:Envelope>
HTTP/1.1 200 OK
Content-Type: text/xml; charset=utf-8
Content-Length: length
<?xml version="1.0" encoding="utf-8"?>
<soap:Envelope xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/">
<soap:Body>
<Response Version="string" Environment="string" JobNo="int" Sequence="int" xmlns="http://www.dnb.com.au/Schema/CCB/1.0">
<ConsumerHeader SegId="string" InternalReference="string" EnquiryType="string" UniqueCustomerReference="string" UniqueCustomerTransactionReference="string" ConsumerId="nonNegativeInteger" Country="string" ProductCode="string" ProductName="string" NewFileCreated="short" IsMinor="short" HasSummary="short" HasJudgment="short" HasBankruptcy="short" HasSummons="short" HasOtherPublicRecord="short" HasDirector="short" HasFileNote="short" HasDefault="short" HasCollection="short" HasEnquiry="short" HasAccount="short" HasError="short" HasWarning="short">
<EnquiryDate Year="unsignedShort" Month="unsignedShort" Day="unsignedShort" />
<PersonName>
<NameTitle Value="NMTOKEN" Description="string" />
<FirstName>string</FirstName>
<OtherName>string</OtherName>
<OtherName>string</OtherName>
<AlsoKnownAs>string</AlsoKnownAs>
<Surname>string</Surname>
<UnformattedName Format="string" />
</PersonName>
<ApplicationDate Year="string" Month="string" Day="string" InvalidValue="string" />
</ConsumerHeader>
<ThirdPartyHeader SubscriberId="string" ThirdPartySourceRef="string" />
<Error SegId="string" Sequence="nonNegativeInteger" Code="int" ElementName="string" XPath="string" Description="string" Value="string" DescriptionWithLineNo="string" />
<Error SegId="string" Sequence="nonNegativeInteger" Code="int" ElementName="string" XPath="string" Description="string" Value="string" DescriptionWithLineNo="string" />
<Warning SegId="string" Sequence="nonNegativeInteger" Code="int" ElementName="string" XPath="string" Description="string" Value="string" DescriptionWithLineNo="string" />
<Warning SegId="string" Sequence="nonNegativeInteger" Code="int" ElementName="string" XPath="string" Description="string" Value="string" DescriptionWithLineNo="string" />
<BestMatch MatchScore="int">
<FileBanDetail IsFileBan="string" IsReleased="string">
<ExpiryDate Year="unsignedShort" Month="unsignedShort" Day="unsignedShort" />
</FileBanDetail>
<IndividualDetail SegId="string" ConsumerId="nonNegativeInteger">
<DateFirstRecorded Year="unsignedShort" Month="unsignedShort" Day="unsignedShort" />
<LastActionDate Year="unsignedShort" Month="unsignedShort" Day="unsignedShort" />
<Person Sex="string" IsDeceased="short" PreviousName="string">
<PersonName xsi:nil="true" />
<DateOfBirth xsi:nil="true" />
<DriversLicence xsi:nil="true" />
<DriversLicence xsi:nil="true" />
<Passport xsi:nil="true" />
<Medicare xsi:nil="true" />
</Person>
<ContactDetails>
<AddressDetails xsi:nil="true" />
<AddressDetails xsi:nil="true" />
</ContactDetails>
<Employment>
<DateRecorded xsi:nil="true" />
</Employment>
</IndividualDetail>
<CDN>
<Score>int</Score>
<Description>string</Description>
<ScoreDate Year="unsignedShort" Month="unsignedShort" Day="unsignedShort" />
<KeyInfluencingFactors>
<KeyInfluencingFactor xsi:nil="true" />
<KeyInfluencingFactor xsi:nil="true" />
</KeyInfluencingFactors>
</CDN>
<ECR>
<Score>int</Score>
<Description>string</Description>
<ScoreDate Year="unsignedShort" Month="unsignedShort" Day="unsignedShort" />
<RiskLevel>string</RiskLevel>
<KeyInfluencingFactors>
<KeyInfluencingFactor xsi:nil="true" />
<KeyInfluencingFactor xsi:nil="true" />
</KeyInfluencingFactors>
</ECR>
<Scores>
<Score Name="string">
<ScoringSolutionIndicator>string</ScoringSolutionIndicator>
<ScorecardIndicator>string</ScorecardIndicator>
<Score>int</Score>
<Description>string</Description>
<ScoreDate xsi:nil="true" />
<ScoreBand>string</ScoreBand>
<ScoreMeasures xsi:nil="true" />
<KeyInfluencingFactors xsi:nil="true" />
</Score>
</Scores>
<Summary SegId="string">
<SummaryItem SegId="string" Sequence="nonNegativeInteger" Type="string" Count="nonNegativeInteger" Amount="decimal" />
<SummaryItem SegId="string" Sequence="nonNegativeInteger" Type="string" Count="nonNegativeInteger" Amount="decimal" />
</Summary>
<WorstPaymentStatus>
<SummaryHeader Name="string" Value="string">
<RowTotal xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryCell xsi:nil="true" />
<SummaryCell xsi:nil="true" />
</SummaryHeader>
<SummaryRowGroup Name="string">
<RowGroupTotal xsi:nil="true" />
<SummaryRowGroup xsi:nil="true" />
<SummaryRowGroup xsi:nil="true" />
<SummaryRow xsi:nil="true" />
<SummaryRow xsi:nil="true" />
</SummaryRowGroup>
<SummaryRowGroup Name="string">
<RowGroupTotal xsi:nil="true" />
<SummaryRowGroup xsi:nil="true" />
<SummaryRowGroup xsi:nil="true" />
<SummaryRow xsi:nil="true" />
<SummaryRow xsi:nil="true" />
</SummaryRowGroup>
<SummaryRow Name="string" Value="string">
<RowTotal xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryCell xsi:nil="true" />
<SummaryCell xsi:nil="true" />
</SummaryRow>
<SummaryRow Name="string" Value="string">
<RowTotal xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryCell xsi:nil="true" />
<SummaryCell xsi:nil="true" />
</SummaryRow>
</WorstPaymentStatus>
<CurrentStatusSnapshot>
<SummaryHeader Name="string" Value="string">
<RowTotal xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryCell xsi:nil="true" />
<SummaryCell xsi:nil="true" />
</SummaryHeader>
<SummaryRowGroup Name="string">
<RowGroupTotal xsi:nil="true" />
<SummaryRowGroup xsi:nil="true" />
<SummaryRowGroup xsi:nil="true" />
<SummaryRow xsi:nil="true" />
<SummaryRow xsi:nil="true" />
</SummaryRowGroup>
<SummaryRowGroup Name="string">
<RowGroupTotal xsi:nil="true" />
<SummaryRowGroup xsi:nil="true" />
<SummaryRowGroup xsi:nil="true" />
<SummaryRow xsi:nil="true" />
<SummaryRow xsi:nil="true" />
</SummaryRowGroup>
<SummaryRow Name="string" Value="string">
<RowTotal xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryCell xsi:nil="true" />
<SummaryCell xsi:nil="true" />
</SummaryRow>
<SummaryRow Name="string" Value="string">
<RowTotal xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryCell xsi:nil="true" />
<SummaryCell xsi:nil="true" />
</SummaryRow>
</CurrentStatusSnapshot>
<PaymentStatusSnapshot>
<PaymentStatus Period="0-3 Months or 0-6 Months or 0-12 Months or 0-24 Months" />
<PaymentStatus Period="0-3 Months or 0-6 Months or 0-12 Months or 0-24 Months" />
</PaymentStatusSnapshot>
<AccountChanges>
<AccountChange Period="0-3 Months or 0-6 Months or 0-12 Months or 0-24 Months" />
<AccountChange Period="0-3 Months or 0-6 Months or 0-12 Months or 0-24 Months" />
</AccountChanges>
<Accounts SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<Account SegId="string" Sequence="nonNegativeInteger" CreditProviderAccountNo="string" AccountName="string" MonthsOnBook="nonNegativeInteger" AccountStatusCode="string" AccountStatusDesc="string" CreditPurposeCode="string" CreditPurposeDesc="string" SecuredCreditCode="string" SecuredCreditDesc="string" AccountTypeCode="string" AccountTypeDesc="string" CreditTypeCode="string" CreditTypeDesc="string" RelationshipCode="string" RelationshipDesc="string" IndustryTypeCode="string" IndustryTypeDesc="string" CurrentCreditProvider="string" PreviousCreditProvider="string" LoanTerm="string" UnitOfTime="string" PaymentFrequencyCode="string" PaymentFrequencyDesc="string" PaymentTypeCode="string" PaymentTypeDesc="string" PaymentStatusCode="string" PaymentStatusDesc="string" IsDisputed="string" IsVerified="string" IsUnlimitedCredit="string">
<AccountHolderStartDate xsi:nil="true" />
<AccountHolderCeasedDate xsi:nil="true" />
<AccountOpenDate xsi:nil="true" />
<AccountClosedDate xsi:nil="true" />
<AccountStatusDate xsi:nil="true" />
<LastReportedDate xsi:nil="true" />
<MaxCreditAvailable xsi:nil="true" />
</Account>
<Account SegId="string" Sequence="nonNegativeInteger" CreditProviderAccountNo="string" AccountName="string" MonthsOnBook="nonNegativeInteger" AccountStatusCode="string" AccountStatusDesc="string" CreditPurposeCode="string" CreditPurposeDesc="string" SecuredCreditCode="string" SecuredCreditDesc="string" AccountTypeCode="string" AccountTypeDesc="string" CreditTypeCode="string" CreditTypeDesc="string" RelationshipCode="string" RelationshipDesc="string" IndustryTypeCode="string" IndustryTypeDesc="string" CurrentCreditProvider="string" PreviousCreditProvider="string" LoanTerm="string" UnitOfTime="string" PaymentFrequencyCode="string" PaymentFrequencyDesc="string" PaymentTypeCode="string" PaymentTypeDesc="string" PaymentStatusCode="string" PaymentStatusDesc="string" IsDisputed="string" IsVerified="string" IsUnlimitedCredit="string">
<AccountHolderStartDate xsi:nil="true" />
<AccountHolderCeasedDate xsi:nil="true" />
<AccountOpenDate xsi:nil="true" />
<AccountClosedDate xsi:nil="true" />
<AccountStatusDate xsi:nil="true" />
<LastReportedDate xsi:nil="true" />
<MaxCreditAvailable xsi:nil="true" />
</Account>
</Accounts>
<RepaymentHistorySnapshot>
<RepaymentHistory CreditPurposeCode="string" />
<RepaymentHistory CreditPurposeCode="string" />
</RepaymentHistorySnapshot>
<GRIResult SegId="string" GRIType="string" GRIBand="string" GRIBandDescription="string" />
<ScoreCard SegId="string" ResidentialStatus="string" Occupation="string" NumberOfCreditCards="nonNegativeInteger">
<TimeInCurrentAddress Length="nonNegativeInteger" Units="Months or Years or YYMM or UnknownFormat" />
<TimeAtPreviousAddress Length="nonNegativeInteger" Units="Months or Years or YYMM or UnknownFormat" />
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<ScoreCardResult SegId="string" Sequence="nonNegativeInteger" ScoreCardName="string" RawScore="string" BandCode="string" BandDescription="string" />
<ScoreCardResult SegId="string" Sequence="nonNegativeInteger" ScoreCardName="string" RawScore="string" BandCode="string" BandDescription="string" />
</ScoreCard>
<Defaults SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<Default SegId="string" Sequence="nonNegativeInteger" AccountTypeCode="string" AccountTypeDesc="string" OriginalCreditProvider="string" CurrentCreditProvider="string" OriginalCustomerReference="string" CurrentCustomerReference="string" StatusCode="string" StatusDesc="string" NewArrangementCode="string" NewArrangementDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Purpose="short" OriginalReasonToReportCode="string" OriginalReasonToReportDesc="string" CurrentReasonToReportCode="string" CurrentReasonToReportDesc="string" IsDisputed="string" IsAccelerated="string" RelationshipCode="string" RelationshipDesc="string" DefaultEventDesc="string" DefaultEventCode="string" AccountID="string">
<DateIssued xsi:nil="true" />
<LastPaymentDate xsi:nil="true" />
<OriginalDueDate xsi:nil="true" />
<DateOfDefault xsi:nil="true" />
<OriginalAmount xsi:nil="true" />
<CurrentAmount xsi:nil="true" />
<DefaultEventDate xsi:nil="true" />
<DefaultStatusDate xsi:nil="true" />
<DefaultBalance xsi:nil="true" />
</Default>
<Default SegId="string" Sequence="nonNegativeInteger" AccountTypeCode="string" AccountTypeDesc="string" OriginalCreditProvider="string" CurrentCreditProvider="string" OriginalCustomerReference="string" CurrentCustomerReference="string" StatusCode="string" StatusDesc="string" NewArrangementCode="string" NewArrangementDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Purpose="short" OriginalReasonToReportCode="string" OriginalReasonToReportDesc="string" CurrentReasonToReportCode="string" CurrentReasonToReportDesc="string" IsDisputed="string" IsAccelerated="string" RelationshipCode="string" RelationshipDesc="string" DefaultEventDesc="string" DefaultEventCode="string" AccountID="string">
<DateIssued xsi:nil="true" />
<LastPaymentDate xsi:nil="true" />
<OriginalDueDate xsi:nil="true" />
<DateOfDefault xsi:nil="true" />
<OriginalAmount xsi:nil="true" />
<CurrentAmount xsi:nil="true" />
<DefaultEventDate xsi:nil="true" />
<DefaultStatusDate xsi:nil="true" />
<DefaultBalance xsi:nil="true" />
</Default>
</Defaults>
<Collections SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<Collection SegId="string" Sequence="nonNegativeInteger" DebtTypeCode="string" DebtTypeDesc="string" OriginalCreditProvider="string" CurrentCreditProvider="string" CollectionAgent="string" OriginalCustomerReference="string" CurrentCustomerReference="string" StatusCode="string" StatusDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Purpose="short">
<CollectionDate xsi:nil="true" />
<LastPaymentDate xsi:nil="true" />
<OriginalDueDate xsi:nil="true" />
<OriginalAmount xsi:nil="true" />
<CurrentAmount xsi:nil="true" />
</Collection>
<Collection SegId="string" Sequence="nonNegativeInteger" DebtTypeCode="string" DebtTypeDesc="string" OriginalCreditProvider="string" CurrentCreditProvider="string" CollectionAgent="string" OriginalCustomerReference="string" CurrentCustomerReference="string" StatusCode="string" StatusDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Purpose="short">
<CollectionDate xsi:nil="true" />
<LastPaymentDate xsi:nil="true" />
<OriginalDueDate xsi:nil="true" />
<OriginalAmount xsi:nil="true" />
<CurrentAmount xsi:nil="true" />
</Collection>
</Collections>
<Enquiries SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<Enquiry SegId="string" Sequence="nonNegativeInteger" AccountTypeCode="string" AccountTypeDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Organisation="string" UniqueCustomerReference="string" Purpose="short" IsDisputed="string">
<ApplicationDate xsi:nil="true" />
<Date xsi:nil="true" />
<Amount xsi:nil="true" />
</Enquiry>
<Enquiry SegId="string" Sequence="nonNegativeInteger" AccountTypeCode="string" AccountTypeDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Organisation="string" UniqueCustomerReference="string" Purpose="short" IsDisputed="string">
<ApplicationDate xsi:nil="true" />
<Date xsi:nil="true" />
<Amount xsi:nil="true" />
</Enquiry>
</Enquiries>
<AAEs SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<AAE SegId="string" Sequence="nonNegativeInteger" AccountTypeCode="string" AccountTypeDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Organisation="string" UniqueCustomerReference="string" Purpose="short" IsDisputed="string">
<ApplicationDate xsi:nil="true" />
<Date xsi:nil="true" />
<Amount xsi:nil="true" />
</AAE>
<AAE SegId="string" Sequence="nonNegativeInteger" AccountTypeCode="string" AccountTypeDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Organisation="string" UniqueCustomerReference="string" Purpose="short" IsDisputed="string">
<ApplicationDate xsi:nil="true" />
<Date xsi:nil="true" />
<Amount xsi:nil="true" />
</AAE>
</AAEs>
<Accesses SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<Access SegId="string" Sequence="nonNegativeInteger" AccountTypeCode="string" AccountTypeDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Organisation="string" UniqueCustomerReference="string" Purpose="short">
<Date xsi:nil="true" />
<Amount xsi:nil="true" />
</Access>
<Access SegId="string" Sequence="nonNegativeInteger" AccountTypeCode="string" AccountTypeDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Organisation="string" UniqueCustomerReference="string" Purpose="short">
<Date xsi:nil="true" />
<Amount xsi:nil="true" />
</Access>
</Accesses>
<SeriousCreditInfringements SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<SeriousCreditInfringement SegId="string" Sequence="nonNegativeInteger" AccountTypeCode="string" AccountTypeDesc="string" OriginalCreditProvider="string" CurrentCreditProvider="string" OriginalCustomerReference="string" CurrentCustomerReference="string" StatusCode="string" StatusDesc="string" NewArrangementCode="string" NewArrangementDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Purpose="short" OriginalReasonToReportCode="string" OriginalReasonToReportDesc="string" CurrentReasonToReportCode="string" CurrentReasonToReportDesc="string" IsDisputed="string" IsAccelerated="string" RelationshipCode="string" RelationshipDesc="string" DefaultEventDesc="string" DefaultEventCode="string" AccountID="string">
<DateIssued xsi:nil="true" />
<LastPaymentDate xsi:nil="true" />
<OriginalDueDate xsi:nil="true" />
<DateOfDefault xsi:nil="true" />
<OriginalAmount xsi:nil="true" />
<CurrentAmount xsi:nil="true" />
<DefaultEventDate xsi:nil="true" />
<DefaultStatusDate xsi:nil="true" />
<DefaultBalance xsi:nil="true" />
</SeriousCreditInfringement>
<SeriousCreditInfringement SegId="string" Sequence="nonNegativeInteger" AccountTypeCode="string" AccountTypeDesc="string" OriginalCreditProvider="string" CurrentCreditProvider="string" OriginalCustomerReference="string" CurrentCustomerReference="string" StatusCode="string" StatusDesc="string" NewArrangementCode="string" NewArrangementDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Purpose="short" OriginalReasonToReportCode="string" OriginalReasonToReportDesc="string" CurrentReasonToReportCode="string" CurrentReasonToReportDesc="string" IsDisputed="string" IsAccelerated="string" RelationshipCode="string" RelationshipDesc="string" DefaultEventDesc="string" DefaultEventCode="string" AccountID="string">
<DateIssued xsi:nil="true" />
<LastPaymentDate xsi:nil="true" />
<OriginalDueDate xsi:nil="true" />
<DateOfDefault xsi:nil="true" />
<OriginalAmount xsi:nil="true" />
<CurrentAmount xsi:nil="true" />
<DefaultEventDate xsi:nil="true" />
<DefaultStatusDate xsi:nil="true" />
<DefaultBalance xsi:nil="true" />
</SeriousCreditInfringement>
</SeriousCreditInfringements>
<FileNotes SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<FileNote SegId="string" Sequence="nonNegativeInteger" Type="string">
<Date xsi:nil="true" />
<Text>string</Text>
</FileNote>
<FileNote SegId="string" Sequence="nonNegativeInteger" Type="string">
<Date xsi:nil="true" />
<Text>string</Text>
</FileNote>
</FileNotes>
<Judgments SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<Judgment SegId="string" Sequence="nonNegativeInteger" ActionTypeCode="string" ActionTypeDesc="string" Creditor="string" Court="string" Status="string" PlaintiffNumber="string" PlaintiffName="string" IsDisputed="string">
<DateLodged xsi:nil="true" />
<DatePaid xsi:nil="true" />
<Comments>string</Comments>
<Amount xsi:nil="true" />
</Judgment>
<Judgment SegId="string" Sequence="nonNegativeInteger" ActionTypeCode="string" ActionTypeDesc="string" Creditor="string" Court="string" Status="string" PlaintiffNumber="string" PlaintiffName="string" IsDisputed="string">
<DateLodged xsi:nil="true" />
<DatePaid xsi:nil="true" />
<Comments>string</Comments>
<Amount xsi:nil="true" />
</Judgment>
</Judgments>
<Summonses SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<Summons SegId="string" Sequence="nonNegativeInteger" ActionTypeCode="string" ActionTypeDesc="string" Creditor="string" Court="string" Status="string" PlaintiffNumber="string" PlaintiffName="string" IsDisputed="string">
<DateLodged xsi:nil="true" />
<DatePaid xsi:nil="true" />
<Comments>string</Comments>
<Amount xsi:nil="true" />
</Summons>
<Summons SegId="string" Sequence="nonNegativeInteger" ActionTypeCode="string" ActionTypeDesc="string" Creditor="string" Court="string" Status="string" PlaintiffNumber="string" PlaintiffName="string" IsDisputed="string">
<DateLodged xsi:nil="true" />
<DatePaid xsi:nil="true" />
<Comments>string</Comments>
<Amount xsi:nil="true" />
</Summons>
</Summonses>
<OtherPublicRecords SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<OtherPublicRecord SegId="string" Sequence="nonNegativeInteger" ActionTypeCode="string" ActionTypeDesc="string" Creditor="string" Court="string" Status="string" PlaintiffNumber="string" PlaintiffName="string" IsDisputed="string">
<DateLodged xsi:nil="true" />
<DatePaid xsi:nil="true" />
<Comments>string</Comments>
<Amount xsi:nil="true" />
</OtherPublicRecord>
<OtherPublicRecord SegId="string" Sequence="nonNegativeInteger" ActionTypeCode="string" ActionTypeDesc="string" Creditor="string" Court="string" Status="string" PlaintiffNumber="string" PlaintiffName="string" IsDisputed="string">
<DateLodged xsi:nil="true" />
<DatePaid xsi:nil="true" />
<Comments>string</Comments>
<Amount xsi:nil="true" />
</OtherPublicRecord>
</OtherPublicRecords>
<Bankruptcies SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<Bankruptcy SegId="string" Sequence="nonNegativeInteger" ActionTypeCode="string" ActionTypeDesc="string" Court="string" ProceedingsNumber="string" IsDisputed="string">
<DateDeclared xsi:nil="true" />
<ProceedingsDate xsi:nil="true" />
<DischargeAnnulmentDate xsi:nil="true" />
<Comments>string</Comments>
</Bankruptcy>
<Bankruptcy SegId="string" Sequence="nonNegativeInteger" ActionTypeCode="string" ActionTypeDesc="string" Court="string" ProceedingsNumber="string" IsDisputed="string">
<DateDeclared xsi:nil="true" />
<ProceedingsDate xsi:nil="true" />
<DischargeAnnulmentDate xsi:nil="true" />
<Comments>string</Comments>
</Bankruptcy>
</Bankruptcies>
<Directorships SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<Directorship SegId="string" Sequence="nonNegativeInteger" DataSource="string" DUNSNumber="string" CompanyNumber="nonNegativeInteger" CompanyName="string" CompanyStatus="string" DetailsType="string" IsDisputed="string">
<ExtractDate xsi:nil="true" />
<DateAppointed xsi:nil="true" />
<DateCeased xsi:nil="true" />
</Directorship>
<Directorship SegId="string" Sequence="nonNegativeInteger" DataSource="string" DUNSNumber="string" CompanyNumber="nonNegativeInteger" CompanyName="string" CompanyStatus="string" DetailsType="string" IsDisputed="string">
<ExtractDate xsi:nil="true" />
<DateAppointed xsi:nil="true" />
<DateCeased xsi:nil="true" />
</Directorship>
<DateLastKnown Year="unsignedShort" Month="unsignedShort" Day="unsignedShort" />
</Directorships>
<SkipTrace SegId="string">
<Address>
<Phone1>string</Phone1>
<Phone2>string</Phone2>
<Source>string</Source>
</Address>
<Address>
<Phone1>string</Phone1>
<Phone2>string</Phone2>
<Source>string</Source>
</Address>
</SkipTrace>
</BestMatch>
<PossibleMatch SegId="string" Sequence="int" MatchScore="int">
<IndividualDetail SegId="string" ConsumerId="nonNegativeInteger">
<DateFirstRecorded Year="unsignedShort" Month="unsignedShort" Day="unsignedShort" />
<LastActionDate Year="unsignedShort" Month="unsignedShort" Day="unsignedShort" />
<Person Sex="string" IsDeceased="short" PreviousName="string">
<PersonName xsi:nil="true" />
<DateOfBirth xsi:nil="true" />
<DriversLicence xsi:nil="true" />
<DriversLicence xsi:nil="true" />
<Passport xsi:nil="true" />
<Medicare xsi:nil="true" />
</Person>
<ContactDetails>
<AddressDetails xsi:nil="true" />
<AddressDetails xsi:nil="true" />
</ContactDetails>
<Employment>
<DateRecorded xsi:nil="true" />
</Employment>
</IndividualDetail>
</PossibleMatch>
<IdentiCheck>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<Applicant>
<DFATValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<DFATItems xsi:nil="true" />
<ScoreWeightPercentage>int</ScoreWeightPercentage>
</DFATValidation>
<OFACValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<OFACItems xsi:nil="true" />
<ScoreWeightPercentage>int</ScoreWeightPercentage>
</OFACValidation>
<PhoneValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<ItemData xsi:nil="true" />
</PhoneValidation>
<CurrentAddress>
<AddressValidation xsi:nil="true" />
<NADValidation xsi:nil="true" />
<SocialProfileValidation xsi:nil="true" />
<HomeOwnershipValidation xsi:nil="true" />
</CurrentAddress>
<PreviousAddress>
<AddressValidation xsi:nil="true" />
<NADValidation xsi:nil="true" />
<HomeOwnershipValidation xsi:nil="true" />
</PreviousAddress>
<WPDAValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<ItemData xsi:nil="true" />
</WPDAValidation>
<PassportValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<ItemData xsi:nil="true" />
</PassportValidation>
<AusPassportValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<ItemData xsi:nil="true" />
</AusPassportValidation>
<MedicareValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<ItemData xsi:nil="true" />
</MedicareValidation>
<UDSValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<ItemData xsi:nil="true" />
</UDSValidation>
<CCBValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<ItemData xsi:nil="true" />
</CCBValidation>
<TotalScorePoints>int</TotalScorePoints>
<MaxScorePoints>int</MaxScorePoints>
<TotalScorePercentage>float</TotalScorePercentage>
<ScoreRating>string</ScoreRating>
<ScoreOverrideReason>string</ScoreOverrideReason>
</Applicant>
<Referee>
<PhoneValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<ItemData xsi:nil="true" />
</PhoneValidation>
<WPDAValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<ItemData xsi:nil="true" />
</WPDAValidation>
<AddressValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<ItemData xsi:nil="true" />
</AddressValidation>
<NADValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<ItemData xsi:nil="true" />
</NADValidation>
<TotalScorePoints>int</TotalScorePoints>
<MaxScorePoints>int</MaxScorePoints>
<TotalScorePercentage>float</TotalScorePercentage>
<ScoreRating>string</ScoreRating>
<ScoreOverrideReason>string</ScoreOverrideReason>
</Referee>
</IdentiCheck>
<OriginalRequest Version="string" SegId="string" SubscriberId="string" UserKey="string" Password="string" ProductCode="string" Country="string" EnquiryType="string" InternalReference="string" SourceType="string" UniqueCustomerReference="string" NewUniqueCustomerReference="string" UniqueCustomerTransactionReference="string" Environment="string" ConsumerId="nonNegativeInteger" ConversionErrorMessage="string" Sequence="int" BillingReference="string" Contact="string" JobId="int" BatchSubscriberId="string" DeliveryType="string">
<ApplicationDate Year="string" Month="string" Day="string" InvalidValue="string" />
<EffectiveDate Year="string" Month="string" Day="string" InvalidValue="string" />
<Person Sex="string" IsDeceased="short" PreviousName="string">
<PersonName>
<NameTitle xsi:nil="true" />
<FirstName>string</FirstName>
<OtherName>string</OtherName>
<OtherName>string</OtherName>
<AlsoKnownAs>string</AlsoKnownAs>
<Surname>string</Surname>
<UnformattedName xsi:nil="true" />
</PersonName>
<DateOfBirth>
<Date xsi:nil="true" />
</DateOfBirth>
<DriversLicence DriversLicenceNumber="string" DriversLicenceVersion="string" ConsentObtainedAndPhotoConfirmed="string">
<State>string</State>
<ExpiryDate xsi:nil="true" />
</DriversLicence>
<DriversLicence DriversLicenceNumber="string" DriversLicenceVersion="string" ConsentObtainedAndPhotoConfirmed="string">
<State>string</State>
<ExpiryDate xsi:nil="true" />
</DriversLicence>
<Passport>
<Number>string</Number>
<Country>string</Country>
<CountryOfBirth>string</CountryOfBirth>
<SurnameAtBirth>string</SurnameAtBirth>
<SurnameAtCitizenship>string</SurnameAtCitizenship>
<PlaceOfBirth>string</PlaceOfBirth>
</Passport>
<Medicare>
<CardNumber>string</CardNumber>
<ReferenceNumber>string</ReferenceNumber>
</Medicare>
</Person>
<ContactDetails>
<AddressDetails HousingStatus="string" Current="string" PriorAddress="string" Mailing="string">
<Address xsi:nil="true" />
<Duration xsi:nil="true" />
</AddressDetails>
<AddressDetails HousingStatus="string" Current="string" PriorAddress="string" Mailing="string">
<Address xsi:nil="true" />
<Duration xsi:nil="true" />
</AddressDetails>
<HomePhone>
<Phone xsi:nil="true" />
<Phone xsi:nil="true" />
</HomePhone>
<WorkPhone>
<Phone xsi:nil="true" />
<Phone xsi:nil="true" />
</WorkPhone>
<Email>string</Email>
<Email>string</Email>
</ContactDetails>
<Employment OccupationCode="string">
<Employer>string</Employer>
<EmployerId Type="string" />
<EmployerId Type="string" />
<Duration Length="nonNegativeInteger" Units="Months or Years or YYMM or UnknownFormat" />
</Employment>
<Enquiry AccountTypeCode="string" Amount="string" CreditObligationCode="string">
<ApplicationDate Year="string" Month="string" Day="string" InvalidValue="string" />
<EnquiryDate Year="string" Month="string" Day="string" InvalidValue="string" />
</Enquiry>
<Scoring NumberOfCreditCards="string" />
<Default OriginalCreditProvider="string" CreditProvider="string" ReasonToReportCode="string" DefaultStatusCode="string" OriginalAmount="string" CurrentAmount="string" CreditObligationCode="string" AccountTypeCode="string" SkipTraceFlag="string" ThirdPartySourceCode="string" ThirdPartySourceReference="string" ActionType="string" IsCollection="boolean">
<OriginalDueDate Year="string" Month="string" Day="string" InvalidValue="string" />
<LastPaymentDate Year="string" Month="string" Day="string" InvalidValue="string" />
<DateOfDefault Year="string" Month="string" Day="string" InvalidValue="string" />
</Default>
</OriginalRequest>
<Trailer SegId="string">
<Disclosure>string</Disclosure>
<MotorWebDisclaimer>string</MotorWebDisclaimer>
</Trailer>
</Response>
</soap:Body>
</soap:Envelope>
SOAP 1.2
The following is a sample SOAP 1.2 request and response. The placeholders shown need to be replaced with actual values.
POST /KlarnaAZ/CreditCheck.asmx HTTP/1.1
Host: clienttest-waf.dnb.com.au
Content-Type: application/soap+xml; charset=utf-8
Content-Length: length
<?xml version="1.0" encoding="utf-8"?>
<soap12:Envelope xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:soap12="http://www.w3.org/2003/05/soap-envelope">
<soap12:Body>
<Request Version="string" SegId="string" SubscriberId="string" UserKey="string" Password="string" ProductCode="string" Country="string" EnquiryType="string" InternalReference="string" SourceType="string" UniqueCustomerReference="string" NewUniqueCustomerReference="string" UniqueCustomerTransactionReference="string" Environment="string" ConsumerId="nonNegativeInteger" ConversionErrorMessage="string" Sequence="int" BillingReference="string" Contact="string" JobId="int" BatchSubscriberId="string" DeliveryType="string" xmlns="http://www.dnb.com.au/Schema/CCB/1.0">
<ApplicationDate Year="string" Month="string" Day="string" InvalidValue="string" />
<EffectiveDate Year="string" Month="string" Day="string" InvalidValue="string" />
<Person Sex="string" IsDeceased="short" PreviousName="string">
<PersonName>
<NameTitle Value="NMTOKEN" Description="string" />
<FirstName>string</FirstName>
<OtherName>string</OtherName>
<OtherName>string</OtherName>
<AlsoKnownAs>string</AlsoKnownAs>
<Surname>string</Surname>
<UnformattedName Format="string" />
</PersonName>
<DateOfBirth>
<Date Year="string" Month="string" Day="string" InvalidValue="string" />
</DateOfBirth>
<DriversLicence DriversLicenceNumber="string" DriversLicenceVersion="string" ConsentObtainedAndPhotoConfirmed="string">
<State>string</State>
<ExpiryDate Year="string" Month="string" Day="string" InvalidValue="string" />
</DriversLicence>
<DriversLicence DriversLicenceNumber="string" DriversLicenceVersion="string" ConsentObtainedAndPhotoConfirmed="string">
<State>string</State>
<ExpiryDate Year="string" Month="string" Day="string" InvalidValue="string" />
</DriversLicence>
<Passport>
<Number>string</Number>
<Country>string</Country>
<CountryOfBirth>string</CountryOfBirth>
<SurnameAtBirth>string</SurnameAtBirth>
<SurnameAtCitizenship>string</SurnameAtCitizenship>
<PlaceOfBirth>string</PlaceOfBirth>
</Passport>
<Medicare>
<CardNumber>string</CardNumber>
<ReferenceNumber>string</ReferenceNumber>
</Medicare>
</Person>
<ContactDetails>
<AddressDetails HousingStatus="string" Current="string" PriorAddress="string" Mailing="string">
<Address>
<BuildingName2>string</BuildingName2>
<BuildingName>string</BuildingName>
<UnitNo>string</UnitNo>
<StreetNo>string</StreetNo>
<Street xsi:nil="true" />
<NonStdAddress>string</NonStdAddress>
<NonStdAddress>string</NonStdAddress>
<DependentLocality>string</DependentLocality>
<City>string</City>
<State>string</State>
<Postcode>string</Postcode>
<Country>string</Country>
</Address>
<Duration Length="nonNegativeInteger" Units="Months or Years or YYMM or UnknownFormat" />
</AddressDetails>
<AddressDetails HousingStatus="string" Current="string" PriorAddress="string" Mailing="string">
<Address>
<BuildingName2>string</BuildingName2>
<BuildingName>string</BuildingName>
<UnitNo>string</UnitNo>
<StreetNo>string</StreetNo>
<Street xsi:nil="true" />
<NonStdAddress>string</NonStdAddress>
<NonStdAddress>string</NonStdAddress>
<DependentLocality>string</DependentLocality>
<City>string</City>
<State>string</State>
<Postcode>string</Postcode>
<Country>string</Country>
</Address>
<Duration Length="nonNegativeInteger" Units="Months or Years or YYMM or UnknownFormat" />
</AddressDetails>
<HomePhone>
<Phone>
<FixedPhone xsi:nil="true" />
<Mobile>string</Mobile>
<FaxPhone xsi:nil="true" />
</Phone>
<Phone>
<FixedPhone xsi:nil="true" />
<Mobile>string</Mobile>
<FaxPhone xsi:nil="true" />
</Phone>
</HomePhone>
<WorkPhone>
<Phone>
<FixedPhone xsi:nil="true" />
<Mobile>string</Mobile>
<FaxPhone xsi:nil="true" />
</Phone>
<Phone>
<FixedPhone xsi:nil="true" />
<Mobile>string</Mobile>
<FaxPhone xsi:nil="true" />
</Phone>
</WorkPhone>
<Email>string</Email>
<Email>string</Email>
</ContactDetails>
<Employment OccupationCode="string">
<Employer>string</Employer>
<EmployerId Type="string" />
<EmployerId Type="string" />
<Duration Length="nonNegativeInteger" Units="Months or Years or YYMM or UnknownFormat" />
</Employment>
<Enquiry AccountTypeCode="string" Amount="string" CreditObligationCode="string">
<ApplicationDate Year="string" Month="string" Day="string" InvalidValue="string" />
<EnquiryDate Year="string" Month="string" Day="string" InvalidValue="string" />
</Enquiry>
<Scoring NumberOfCreditCards="string" />
<Default OriginalCreditProvider="string" CreditProvider="string" ReasonToReportCode="string" DefaultStatusCode="string" OriginalAmount="string" CurrentAmount="string" CreditObligationCode="string" AccountTypeCode="string" SkipTraceFlag="string" ThirdPartySourceCode="string" ThirdPartySourceReference="string" ActionType="string" IsCollection="boolean">
<OriginalDueDate Year="string" Month="string" Day="string" InvalidValue="string" />
<LastPaymentDate Year="string" Month="string" Day="string" InvalidValue="string" />
<DateOfDefault Year="string" Month="string" Day="string" InvalidValue="string" />
</Default>
</Request>
</soap12:Body>
</soap12:Envelope>
HTTP/1.1 200 OK
Content-Type: application/soap+xml; charset=utf-8
Content-Length: length
<?xml version="1.0" encoding="utf-8"?>
<soap12:Envelope xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:soap12="http://www.w3.org/2003/05/soap-envelope">
<soap12:Body>
<Response Version="string" Environment="string" JobNo="int" Sequence="int" xmlns="http://www.dnb.com.au/Schema/CCB/1.0">
<ConsumerHeader SegId="string" InternalReference="string" EnquiryType="string" UniqueCustomerReference="string" UniqueCustomerTransactionReference="string" ConsumerId="nonNegativeInteger" Country="string" ProductCode="string" ProductName="string" NewFileCreated="short" IsMinor="short" HasSummary="short" HasJudgment="short" HasBankruptcy="short" HasSummons="short" HasOtherPublicRecord="short" HasDirector="short" HasFileNote="short" HasDefault="short" HasCollection="short" HasEnquiry="short" HasAccount="short" HasError="short" HasWarning="short">
<EnquiryDate Year="unsignedShort" Month="unsignedShort" Day="unsignedShort" />
<PersonName>
<NameTitle Value="NMTOKEN" Description="string" />
<FirstName>string</FirstName>
<OtherName>string</OtherName>
<OtherName>string</OtherName>
<AlsoKnownAs>string</AlsoKnownAs>
<Surname>string</Surname>
<UnformattedName Format="string" />
</PersonName>
<ApplicationDate Year="string" Month="string" Day="string" InvalidValue="string" />
</ConsumerHeader>
<ThirdPartyHeader SubscriberId="string" ThirdPartySourceRef="string" />
<Error SegId="string" Sequence="nonNegativeInteger" Code="int" ElementName="string" XPath="string" Description="string" Value="string" DescriptionWithLineNo="string" />
<Error SegId="string" Sequence="nonNegativeInteger" Code="int" ElementName="string" XPath="string" Description="string" Value="string" DescriptionWithLineNo="string" />
<Warning SegId="string" Sequence="nonNegativeInteger" Code="int" ElementName="string" XPath="string" Description="string" Value="string" DescriptionWithLineNo="string" />
<Warning SegId="string" Sequence="nonNegativeInteger" Code="int" ElementName="string" XPath="string" Description="string" Value="string" DescriptionWithLineNo="string" />
<BestMatch MatchScore="int">
<FileBanDetail IsFileBan="string" IsReleased="string">
<ExpiryDate Year="unsignedShort" Month="unsignedShort" Day="unsignedShort" />
</FileBanDetail>
<IndividualDetail SegId="string" ConsumerId="nonNegativeInteger">
<DateFirstRecorded Year="unsignedShort" Month="unsignedShort" Day="unsignedShort" />
<LastActionDate Year="unsignedShort" Month="unsignedShort" Day="unsignedShort" />
<Person Sex="string" IsDeceased="short" PreviousName="string">
<PersonName xsi:nil="true" />
<DateOfBirth xsi:nil="true" />
<DriversLicence xsi:nil="true" />
<DriversLicence xsi:nil="true" />
<Passport xsi:nil="true" />
<Medicare xsi:nil="true" />
</Person>
<ContactDetails>
<AddressDetails xsi:nil="true" />
<AddressDetails xsi:nil="true" />
</ContactDetails>
<Employment>
<DateRecorded xsi:nil="true" />
</Employment>
</IndividualDetail>
<CDN>
<Score>int</Score>
<Description>string</Description>
<ScoreDate Year="unsignedShort" Month="unsignedShort" Day="unsignedShort" />
<KeyInfluencingFactors>
<KeyInfluencingFactor xsi:nil="true" />
<KeyInfluencingFactor xsi:nil="true" />
</KeyInfluencingFactors>
</CDN>
<ECR>
<Score>int</Score>
<Description>string</Description>
<ScoreDate Year="unsignedShort" Month="unsignedShort" Day="unsignedShort" />
<RiskLevel>string</RiskLevel>
<KeyInfluencingFactors>
<KeyInfluencingFactor xsi:nil="true" />
<KeyInfluencingFactor xsi:nil="true" />
</KeyInfluencingFactors>
</ECR>
<Scores>
<Score Name="string">
<ScoringSolutionIndicator>string</ScoringSolutionIndicator>
<ScorecardIndicator>string</ScorecardIndicator>
<Score>int</Score>
<Description>string</Description>
<ScoreDate xsi:nil="true" />
<ScoreBand>string</ScoreBand>
<ScoreMeasures xsi:nil="true" />
<KeyInfluencingFactors xsi:nil="true" />
</Score>
</Scores>
<Summary SegId="string">
<SummaryItem SegId="string" Sequence="nonNegativeInteger" Type="string" Count="nonNegativeInteger" Amount="decimal" />
<SummaryItem SegId="string" Sequence="nonNegativeInteger" Type="string" Count="nonNegativeInteger" Amount="decimal" />
</Summary>
<WorstPaymentStatus>
<SummaryHeader Name="string" Value="string">
<RowTotal xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryCell xsi:nil="true" />
<SummaryCell xsi:nil="true" />
</SummaryHeader>
<SummaryRowGroup Name="string">
<RowGroupTotal xsi:nil="true" />
<SummaryRowGroup xsi:nil="true" />
<SummaryRowGroup xsi:nil="true" />
<SummaryRow xsi:nil="true" />
<SummaryRow xsi:nil="true" />
</SummaryRowGroup>
<SummaryRowGroup Name="string">
<RowGroupTotal xsi:nil="true" />
<SummaryRowGroup xsi:nil="true" />
<SummaryRowGroup xsi:nil="true" />
<SummaryRow xsi:nil="true" />
<SummaryRow xsi:nil="true" />
</SummaryRowGroup>
<SummaryRow Name="string" Value="string">
<RowTotal xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryCell xsi:nil="true" />
<SummaryCell xsi:nil="true" />
</SummaryRow>
<SummaryRow Name="string" Value="string">
<RowTotal xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryCell xsi:nil="true" />
<SummaryCell xsi:nil="true" />
</SummaryRow>
</WorstPaymentStatus>
<CurrentStatusSnapshot>
<SummaryHeader Name="string" Value="string">
<RowTotal xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryCell xsi:nil="true" />
<SummaryCell xsi:nil="true" />
</SummaryHeader>
<SummaryRowGroup Name="string">
<RowGroupTotal xsi:nil="true" />
<SummaryRowGroup xsi:nil="true" />
<SummaryRowGroup xsi:nil="true" />
<SummaryRow xsi:nil="true" />
<SummaryRow xsi:nil="true" />
</SummaryRowGroup>
<SummaryRowGroup Name="string">
<RowGroupTotal xsi:nil="true" />
<SummaryRowGroup xsi:nil="true" />
<SummaryRowGroup xsi:nil="true" />
<SummaryRow xsi:nil="true" />
<SummaryRow xsi:nil="true" />
</SummaryRowGroup>
<SummaryRow Name="string" Value="string">
<RowTotal xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryCell xsi:nil="true" />
<SummaryCell xsi:nil="true" />
</SummaryRow>
<SummaryRow Name="string" Value="string">
<RowTotal xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryColumnGroup xsi:nil="true" />
<SummaryCell xsi:nil="true" />
<SummaryCell xsi:nil="true" />
</SummaryRow>
</CurrentStatusSnapshot>
<PaymentStatusSnapshot>
<PaymentStatus Period="0-3 Months or 0-6 Months or 0-12 Months or 0-24 Months" />
<PaymentStatus Period="0-3 Months or 0-6 Months or 0-12 Months or 0-24 Months" />
</PaymentStatusSnapshot>
<AccountChanges>
<AccountChange Period="0-3 Months or 0-6 Months or 0-12 Months or 0-24 Months" />
<AccountChange Period="0-3 Months or 0-6 Months or 0-12 Months or 0-24 Months" />
</AccountChanges>
<Accounts SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<Account SegId="string" Sequence="nonNegativeInteger" CreditProviderAccountNo="string" AccountName="string" MonthsOnBook="nonNegativeInteger" AccountStatusCode="string" AccountStatusDesc="string" CreditPurposeCode="string" CreditPurposeDesc="string" SecuredCreditCode="string" SecuredCreditDesc="string" AccountTypeCode="string" AccountTypeDesc="string" CreditTypeCode="string" CreditTypeDesc="string" RelationshipCode="string" RelationshipDesc="string" IndustryTypeCode="string" IndustryTypeDesc="string" CurrentCreditProvider="string" PreviousCreditProvider="string" LoanTerm="string" UnitOfTime="string" PaymentFrequencyCode="string" PaymentFrequencyDesc="string" PaymentTypeCode="string" PaymentTypeDesc="string" PaymentStatusCode="string" PaymentStatusDesc="string" IsDisputed="string" IsVerified="string" IsUnlimitedCredit="string">
<AccountHolderStartDate xsi:nil="true" />
<AccountHolderCeasedDate xsi:nil="true" />
<AccountOpenDate xsi:nil="true" />
<AccountClosedDate xsi:nil="true" />
<AccountStatusDate xsi:nil="true" />
<LastReportedDate xsi:nil="true" />
<MaxCreditAvailable xsi:nil="true" />
</Account>
<Account SegId="string" Sequence="nonNegativeInteger" CreditProviderAccountNo="string" AccountName="string" MonthsOnBook="nonNegativeInteger" AccountStatusCode="string" AccountStatusDesc="string" CreditPurposeCode="string" CreditPurposeDesc="string" SecuredCreditCode="string" SecuredCreditDesc="string" AccountTypeCode="string" AccountTypeDesc="string" CreditTypeCode="string" CreditTypeDesc="string" RelationshipCode="string" RelationshipDesc="string" IndustryTypeCode="string" IndustryTypeDesc="string" CurrentCreditProvider="string" PreviousCreditProvider="string" LoanTerm="string" UnitOfTime="string" PaymentFrequencyCode="string" PaymentFrequencyDesc="string" PaymentTypeCode="string" PaymentTypeDesc="string" PaymentStatusCode="string" PaymentStatusDesc="string" IsDisputed="string" IsVerified="string" IsUnlimitedCredit="string">
<AccountHolderStartDate xsi:nil="true" />
<AccountHolderCeasedDate xsi:nil="true" />
<AccountOpenDate xsi:nil="true" />
<AccountClosedDate xsi:nil="true" />
<AccountStatusDate xsi:nil="true" />
<LastReportedDate xsi:nil="true" />
<MaxCreditAvailable xsi:nil="true" />
</Account>
</Accounts>
<RepaymentHistorySnapshot>
<RepaymentHistory CreditPurposeCode="string" />
<RepaymentHistory CreditPurposeCode="string" />
</RepaymentHistorySnapshot>
<GRIResult SegId="string" GRIType="string" GRIBand="string" GRIBandDescription="string" />
<ScoreCard SegId="string" ResidentialStatus="string" Occupation="string" NumberOfCreditCards="nonNegativeInteger">
<TimeInCurrentAddress Length="nonNegativeInteger" Units="Months or Years or YYMM or UnknownFormat" />
<TimeAtPreviousAddress Length="nonNegativeInteger" Units="Months or Years or YYMM or UnknownFormat" />
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<ScoreCardResult SegId="string" Sequence="nonNegativeInteger" ScoreCardName="string" RawScore="string" BandCode="string" BandDescription="string" />
<ScoreCardResult SegId="string" Sequence="nonNegativeInteger" ScoreCardName="string" RawScore="string" BandCode="string" BandDescription="string" />
</ScoreCard>
<Defaults SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<Default SegId="string" Sequence="nonNegativeInteger" AccountTypeCode="string" AccountTypeDesc="string" OriginalCreditProvider="string" CurrentCreditProvider="string" OriginalCustomerReference="string" CurrentCustomerReference="string" StatusCode="string" StatusDesc="string" NewArrangementCode="string" NewArrangementDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Purpose="short" OriginalReasonToReportCode="string" OriginalReasonToReportDesc="string" CurrentReasonToReportCode="string" CurrentReasonToReportDesc="string" IsDisputed="string" IsAccelerated="string" RelationshipCode="string" RelationshipDesc="string" DefaultEventDesc="string" DefaultEventCode="string" AccountID="string">
<DateIssued xsi:nil="true" />
<LastPaymentDate xsi:nil="true" />
<OriginalDueDate xsi:nil="true" />
<DateOfDefault xsi:nil="true" />
<OriginalAmount xsi:nil="true" />
<CurrentAmount xsi:nil="true" />
<DefaultEventDate xsi:nil="true" />
<DefaultStatusDate xsi:nil="true" />
<DefaultBalance xsi:nil="true" />
</Default>
<Default SegId="string" Sequence="nonNegativeInteger" AccountTypeCode="string" AccountTypeDesc="string" OriginalCreditProvider="string" CurrentCreditProvider="string" OriginalCustomerReference="string" CurrentCustomerReference="string" StatusCode="string" StatusDesc="string" NewArrangementCode="string" NewArrangementDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Purpose="short" OriginalReasonToReportCode="string" OriginalReasonToReportDesc="string" CurrentReasonToReportCode="string" CurrentReasonToReportDesc="string" IsDisputed="string" IsAccelerated="string" RelationshipCode="string" RelationshipDesc="string" DefaultEventDesc="string" DefaultEventCode="string" AccountID="string">
<DateIssued xsi:nil="true" />
<LastPaymentDate xsi:nil="true" />
<OriginalDueDate xsi:nil="true" />
<DateOfDefault xsi:nil="true" />
<OriginalAmount xsi:nil="true" />
<CurrentAmount xsi:nil="true" />
<DefaultEventDate xsi:nil="true" />
<DefaultStatusDate xsi:nil="true" />
<DefaultBalance xsi:nil="true" />
</Default>
</Defaults>
<Collections SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<Collection SegId="string" Sequence="nonNegativeInteger" DebtTypeCode="string" DebtTypeDesc="string" OriginalCreditProvider="string" CurrentCreditProvider="string" CollectionAgent="string" OriginalCustomerReference="string" CurrentCustomerReference="string" StatusCode="string" StatusDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Purpose="short">
<CollectionDate xsi:nil="true" />
<LastPaymentDate xsi:nil="true" />
<OriginalDueDate xsi:nil="true" />
<OriginalAmount xsi:nil="true" />
<CurrentAmount xsi:nil="true" />
</Collection>
<Collection SegId="string" Sequence="nonNegativeInteger" DebtTypeCode="string" DebtTypeDesc="string" OriginalCreditProvider="string" CurrentCreditProvider="string" CollectionAgent="string" OriginalCustomerReference="string" CurrentCustomerReference="string" StatusCode="string" StatusDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Purpose="short">
<CollectionDate xsi:nil="true" />
<LastPaymentDate xsi:nil="true" />
<OriginalDueDate xsi:nil="true" />
<OriginalAmount xsi:nil="true" />
<CurrentAmount xsi:nil="true" />
</Collection>
</Collections>
<Enquiries SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<Enquiry SegId="string" Sequence="nonNegativeInteger" AccountTypeCode="string" AccountTypeDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Organisation="string" UniqueCustomerReference="string" Purpose="short" IsDisputed="string">
<ApplicationDate xsi:nil="true" />
<Date xsi:nil="true" />
<Amount xsi:nil="true" />
</Enquiry>
<Enquiry SegId="string" Sequence="nonNegativeInteger" AccountTypeCode="string" AccountTypeDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Organisation="string" UniqueCustomerReference="string" Purpose="short" IsDisputed="string">
<ApplicationDate xsi:nil="true" />
<Date xsi:nil="true" />
<Amount xsi:nil="true" />
</Enquiry>
</Enquiries>
<AAEs SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<AAE SegId="string" Sequence="nonNegativeInteger" AccountTypeCode="string" AccountTypeDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Organisation="string" UniqueCustomerReference="string" Purpose="short" IsDisputed="string">
<ApplicationDate xsi:nil="true" />
<Date xsi:nil="true" />
<Amount xsi:nil="true" />
</AAE>
<AAE SegId="string" Sequence="nonNegativeInteger" AccountTypeCode="string" AccountTypeDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Organisation="string" UniqueCustomerReference="string" Purpose="short" IsDisputed="string">
<ApplicationDate xsi:nil="true" />
<Date xsi:nil="true" />
<Amount xsi:nil="true" />
</AAE>
</AAEs>
<Accesses SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<Access SegId="string" Sequence="nonNegativeInteger" AccountTypeCode="string" AccountTypeDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Organisation="string" UniqueCustomerReference="string" Purpose="short">
<Date xsi:nil="true" />
<Amount xsi:nil="true" />
</Access>
<Access SegId="string" Sequence="nonNegativeInteger" AccountTypeCode="string" AccountTypeDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Organisation="string" UniqueCustomerReference="string" Purpose="short">
<Date xsi:nil="true" />
<Amount xsi:nil="true" />
</Access>
</Accesses>
<SeriousCreditInfringements SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<SeriousCreditInfringement SegId="string" Sequence="nonNegativeInteger" AccountTypeCode="string" AccountTypeDesc="string" OriginalCreditProvider="string" CurrentCreditProvider="string" OriginalCustomerReference="string" CurrentCustomerReference="string" StatusCode="string" StatusDesc="string" NewArrangementCode="string" NewArrangementDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Purpose="short" OriginalReasonToReportCode="string" OriginalReasonToReportDesc="string" CurrentReasonToReportCode="string" CurrentReasonToReportDesc="string" IsDisputed="string" IsAccelerated="string" RelationshipCode="string" RelationshipDesc="string" DefaultEventDesc="string" DefaultEventCode="string" AccountID="string">
<DateIssued xsi:nil="true" />
<LastPaymentDate xsi:nil="true" />
<OriginalDueDate xsi:nil="true" />
<DateOfDefault xsi:nil="true" />
<OriginalAmount xsi:nil="true" />
<CurrentAmount xsi:nil="true" />
<DefaultEventDate xsi:nil="true" />
<DefaultStatusDate xsi:nil="true" />
<DefaultBalance xsi:nil="true" />
</SeriousCreditInfringement>
<SeriousCreditInfringement SegId="string" Sequence="nonNegativeInteger" AccountTypeCode="string" AccountTypeDesc="string" OriginalCreditProvider="string" CurrentCreditProvider="string" OriginalCustomerReference="string" CurrentCustomerReference="string" StatusCode="string" StatusDesc="string" NewArrangementCode="string" NewArrangementDesc="string" CreditObligationCode="string" CreditObligationDesc="string" Purpose="short" OriginalReasonToReportCode="string" OriginalReasonToReportDesc="string" CurrentReasonToReportCode="string" CurrentReasonToReportDesc="string" IsDisputed="string" IsAccelerated="string" RelationshipCode="string" RelationshipDesc="string" DefaultEventDesc="string" DefaultEventCode="string" AccountID="string">
<DateIssued xsi:nil="true" />
<LastPaymentDate xsi:nil="true" />
<OriginalDueDate xsi:nil="true" />
<DateOfDefault xsi:nil="true" />
<OriginalAmount xsi:nil="true" />
<CurrentAmount xsi:nil="true" />
<DefaultEventDate xsi:nil="true" />
<DefaultStatusDate xsi:nil="true" />
<DefaultBalance xsi:nil="true" />
</SeriousCreditInfringement>
</SeriousCreditInfringements>
<FileNotes SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<FileNote SegId="string" Sequence="nonNegativeInteger" Type="string">
<Date xsi:nil="true" />
<Text>string</Text>
</FileNote>
<FileNote SegId="string" Sequence="nonNegativeInteger" Type="string">
<Date xsi:nil="true" />
<Text>string</Text>
</FileNote>
</FileNotes>
<Judgments SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<Judgment SegId="string" Sequence="nonNegativeInteger" ActionTypeCode="string" ActionTypeDesc="string" Creditor="string" Court="string" Status="string" PlaintiffNumber="string" PlaintiffName="string" IsDisputed="string">
<DateLodged xsi:nil="true" />
<DatePaid xsi:nil="true" />
<Comments>string</Comments>
<Amount xsi:nil="true" />
</Judgment>
<Judgment SegId="string" Sequence="nonNegativeInteger" ActionTypeCode="string" ActionTypeDesc="string" Creditor="string" Court="string" Status="string" PlaintiffNumber="string" PlaintiffName="string" IsDisputed="string">
<DateLodged xsi:nil="true" />
<DatePaid xsi:nil="true" />
<Comments>string</Comments>
<Amount xsi:nil="true" />
</Judgment>
</Judgments>
<Summonses SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<Summons SegId="string" Sequence="nonNegativeInteger" ActionTypeCode="string" ActionTypeDesc="string" Creditor="string" Court="string" Status="string" PlaintiffNumber="string" PlaintiffName="string" IsDisputed="string">
<DateLodged xsi:nil="true" />
<DatePaid xsi:nil="true" />
<Comments>string</Comments>
<Amount xsi:nil="true" />
</Summons>
<Summons SegId="string" Sequence="nonNegativeInteger" ActionTypeCode="string" ActionTypeDesc="string" Creditor="string" Court="string" Status="string" PlaintiffNumber="string" PlaintiffName="string" IsDisputed="string">
<DateLodged xsi:nil="true" />
<DatePaid xsi:nil="true" />
<Comments>string</Comments>
<Amount xsi:nil="true" />
</Summons>
</Summonses>
<OtherPublicRecords SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<OtherPublicRecord SegId="string" Sequence="nonNegativeInteger" ActionTypeCode="string" ActionTypeDesc="string" Creditor="string" Court="string" Status="string" PlaintiffNumber="string" PlaintiffName="string" IsDisputed="string">
<DateLodged xsi:nil="true" />
<DatePaid xsi:nil="true" />
<Comments>string</Comments>
<Amount xsi:nil="true" />
</OtherPublicRecord>
<OtherPublicRecord SegId="string" Sequence="nonNegativeInteger" ActionTypeCode="string" ActionTypeDesc="string" Creditor="string" Court="string" Status="string" PlaintiffNumber="string" PlaintiffName="string" IsDisputed="string">
<DateLodged xsi:nil="true" />
<DatePaid xsi:nil="true" />
<Comments>string</Comments>
<Amount xsi:nil="true" />
</OtherPublicRecord>
</OtherPublicRecords>
<Bankruptcies SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<Bankruptcy SegId="string" Sequence="nonNegativeInteger" ActionTypeCode="string" ActionTypeDesc="string" Court="string" ProceedingsNumber="string" IsDisputed="string">
<DateDeclared xsi:nil="true" />
<ProceedingsDate xsi:nil="true" />
<DischargeAnnulmentDate xsi:nil="true" />
<Comments>string</Comments>
</Bankruptcy>
<Bankruptcy SegId="string" Sequence="nonNegativeInteger" ActionTypeCode="string" ActionTypeDesc="string" Court="string" ProceedingsNumber="string" IsDisputed="string">
<DateDeclared xsi:nil="true" />
<ProceedingsDate xsi:nil="true" />
<DischargeAnnulmentDate xsi:nil="true" />
<Comments>string</Comments>
</Bankruptcy>
</Bankruptcies>
<Directorships SegId="string">
<Columns>
<Column xsi:nil="true" />
<Column xsi:nil="true" />
</Columns>
<Directorship SegId="string" Sequence="nonNegativeInteger" DataSource="string" DUNSNumber="string" CompanyNumber="nonNegativeInteger" CompanyName="string" CompanyStatus="string" DetailsType="string" IsDisputed="string">
<ExtractDate xsi:nil="true" />
<DateAppointed xsi:nil="true" />
<DateCeased xsi:nil="true" />
</Directorship>
<Directorship SegId="string" Sequence="nonNegativeInteger" DataSource="string" DUNSNumber="string" CompanyNumber="nonNegativeInteger" CompanyName="string" CompanyStatus="string" DetailsType="string" IsDisputed="string">
<ExtractDate xsi:nil="true" />
<DateAppointed xsi:nil="true" />
<DateCeased xsi:nil="true" />
</Directorship>
<DateLastKnown Year="unsignedShort" Month="unsignedShort" Day="unsignedShort" />
</Directorships>
<SkipTrace SegId="string">
<Address>
<Phone1>string</Phone1>
<Phone2>string</Phone2>
<Source>string</Source>
</Address>
<Address>
<Phone1>string</Phone1>
<Phone2>string</Phone2>
<Source>string</Source>
</Address>
</SkipTrace>
</BestMatch>
<PossibleMatch SegId="string" Sequence="int" MatchScore="int">
<IndividualDetail SegId="string" ConsumerId="nonNegativeInteger">
<DateFirstRecorded Year="unsignedShort" Month="unsignedShort" Day="unsignedShort" />
<LastActionDate Year="unsignedShort" Month="unsignedShort" Day="unsignedShort" />
<Person Sex="string" IsDeceased="short" PreviousName="string">
<PersonName xsi:nil="true" />
<DateOfBirth xsi:nil="true" />
<DriversLicence xsi:nil="true" />
<DriversLicence xsi:nil="true" />
<Passport xsi:nil="true" />
<Medicare xsi:nil="true" />
</Person>
<ContactDetails>
<AddressDetails xsi:nil="true" />
<AddressDetails xsi:nil="true" />
</ContactDetails>
<Employment>
<DateRecorded xsi:nil="true" />
</Employment>
</IndividualDetail>
</PossibleMatch>
<IdentiCheck>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<Applicant>
<DFATValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<DFATItems xsi:nil="true" />
<ScoreWeightPercentage>int</ScoreWeightPercentage>
</DFATValidation>
<OFACValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<OFACItems xsi:nil="true" />
<ScoreWeightPercentage>int</ScoreWeightPercentage>
</OFACValidation>
<PhoneValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<ItemData xsi:nil="true" />
</PhoneValidation>
<CurrentAddress>
<AddressValidation xsi:nil="true" />
<NADValidation xsi:nil="true" />
<SocialProfileValidation xsi:nil="true" />
<HomeOwnershipValidation xsi:nil="true" />
</CurrentAddress>
<PreviousAddress>
<AddressValidation xsi:nil="true" />
<NADValidation xsi:nil="true" />
<HomeOwnershipValidation xsi:nil="true" />
</PreviousAddress>
<WPDAValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<ItemData xsi:nil="true" />
</WPDAValidation>
<PassportValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<ItemData xsi:nil="true" />
</PassportValidation>
<AusPassportValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<ItemData xsi:nil="true" />
</AusPassportValidation>
<MedicareValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<ItemData xsi:nil="true" />
</MedicareValidation>
<UDSValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<ItemData xsi:nil="true" />
</UDSValidation>
<CCBValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<ItemData xsi:nil="true" />
</CCBValidation>
<TotalScorePoints>int</TotalScorePoints>
<MaxScorePoints>int</MaxScorePoints>
<TotalScorePercentage>float</TotalScorePercentage>
<ScoreRating>string</ScoreRating>
<ScoreOverrideReason>string</ScoreOverrideReason>
</Applicant>
<Referee>
<PhoneValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<ItemData xsi:nil="true" />
</PhoneValidation>
<WPDAValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<ItemData xsi:nil="true" />
</WPDAValidation>
<AddressValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<ItemData xsi:nil="true" />
</AddressValidation>
<NADValidation>
<Status>Unknown or Started or Finished</Status>
<Result>Success or Failure</Result>
<Reason>string</Reason>
<ItemData xsi:nil="true" />
</NADValidation>
<TotalScorePoints>int</TotalScorePoints>
<MaxScorePoints>int</MaxScorePoints>
<TotalScorePercentage>float</TotalScorePercentage>
<ScoreRating>string</ScoreRating>
<ScoreOverrideReason>string</ScoreOverrideReason>
</Referee>
</IdentiCheck>
<OriginalRequest Version="string" SegId="string" SubscriberId="string" UserKey="string" Password="string" ProductCode="string" Country="string" EnquiryType="string" InternalReference="string" SourceType="string" UniqueCustomerReference="string" NewUniqueCustomerReference="string" UniqueCustomerTransactionReference="string" Environment="string" ConsumerId="nonNegativeInteger" ConversionErrorMessage="string" Sequence="int" BillingReference="string" Contact="string" JobId="int" BatchSubscriberId="string" DeliveryType="string">
<ApplicationDate Year="string" Month="string" Day="string" InvalidValue="string" />
<EffectiveDate Year="string" Month="string" Day="string" InvalidValue="string" />
<Person Sex="string" IsDeceased="short" PreviousName="string">
<PersonName>
<NameTitle xsi:nil="true" />
<FirstName>string</FirstName>
<OtherName>string</OtherName>
<OtherName>string</OtherName>
<AlsoKnownAs>string</AlsoKnownAs>
<Surname>string</Surname>
<UnformattedName xsi:nil="true" />
</PersonName>
<DateOfBirth>
<Date xsi:nil="true" />
</DateOfBirth>
<DriversLicence DriversLicenceNumber="string" DriversLicenceVersion="string" ConsentObtainedAndPhotoConfirmed="string">
<State>string</State>
<ExpiryDate xsi:nil="true" />
</DriversLicence>
<DriversLicence DriversLicenceNumber="string" DriversLicenceVersion="string" ConsentObtainedAndPhotoConfirmed="string">
<State>string</State>
<ExpiryDate xsi:nil="true" />
</DriversLicence>
<Passport>
<Number>string</Number>
<Country>string</Country>
<CountryOfBirth>string</CountryOfBirth>
<SurnameAtBirth>string</SurnameAtBirth>
<SurnameAtCitizenship>string</SurnameAtCitizenship>
<PlaceOfBirth>string</PlaceOfBirth>
</Passport>
<Medicare>
<CardNumber>string</CardNumber>
<ReferenceNumber>string</ReferenceNumber>
</Medicare>
</Person>
<ContactDetails>
<AddressDetails HousingStatus="string" Current="string" PriorAddress="string" Mailing="string">
<Address xsi:nil="true" />
<Duration xsi:nil="true" />
</AddressDetails>
<AddressDetails HousingStatus="string" Current="string" PriorAddress="string" Mailing="string">
<Address xsi:nil="true" />
<Duration xsi:nil="true" />
</AddressDetails>
<HomePhone>
<Phone xsi:nil="true" />
<Phone xsi:nil="true" />
</HomePhone>
<WorkPhone>
<Phone xsi:nil="true" />
<Phone xsi:nil="true" />
</WorkPhone>
<Email>string</Email>
<Email>string</Email>
</ContactDetails>
<Employment OccupationCode="string">
<Employer>string</Employer>
<EmployerId Type="string" />
<EmployerId Type="string" />
<Duration Length="nonNegativeInteger" Units="Months or Years or YYMM or UnknownFormat" />
</Employment>
<Enquiry AccountTypeCode="string" Amount="string" CreditObligationCode="string">
<ApplicationDate Year="string" Month="string" Day="string" InvalidValue="string" />
<EnquiryDate Year="string" Month="string" Day="string" InvalidValue="string" />
</Enquiry>
<Scoring NumberOfCreditCards="string" />
<Default OriginalCreditProvider="string" CreditProvider="string" ReasonToReportCode="string" DefaultStatusCode="string" OriginalAmount="string" CurrentAmount="string" CreditObligationCode="string" AccountTypeCode="string" SkipTraceFlag="string" ThirdPartySourceCode="string" ThirdPartySourceReference="string" ActionType="string" IsCollection="boolean">
<OriginalDueDate Year="string" Month="string" Day="string" InvalidValue="string" />
<LastPaymentDate Year="string" Month="string" Day="string" InvalidValue="string" />
<DateOfDefault Year="string" Month="string" Day="string" InvalidValue="string" />
</Default>
</OriginalRequest>
<Trailer SegId="string">
<Disclosure>string</Disclosure>
<MotorWebDisclaimer>string</MotorWebDisclaimer>
</Trailer>
</Response>
</soap12:Body>
</soap12:Envelope>